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How Guided AI Helps FICO Detect 59% More Scams in the UK

Guided AI is akin to the nervous system in the Corpus AI

What Does The Rest of 2023 Have in Store for U.S. Credit Risk and FICO Score Trends

So far in 2023, consumers have braced inflation, a balanced housing market, looming prospect of a recession, removal of medical collections data, and student loan forgiveness plan

Leveraging DDA Data in Consumer Lending to Stay Competitive

Q&A with Dale Robinson, credit risk executive at Ameriprise Financial Services, Bluestem Brands, HSBC and USBank

Hyper-Personalization Survey Highlights Boardrooms' Blind Spots

New study from Forrester shows the value of hyper-personalization and the gaps businesses face today

The FICO® Score is Built to Last

For more than 30 years, the FICO® Score has been carefully developed to be robust and reliable assessments of credit risk throughout the credit cycle

Why Credit Scores are Crucial to Healthy Securities

The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows

Are Student Loan Holders at Risk as Deferments Expire?

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

FICO Survey: Secondary Market Expects Higher Volatility in 2023

FICO pulse survey finds that secondary market wants more information on transition to FICO Score 10T

Top 5 2023 Trends Redefining Banking Today

FICO’s 2023 Trends Report reveals what’s impacting the financial services industry

Rank Distillation: Operationalizing AI Continuity in the Corpus AI

New models can underperform alarmingly easily if you take your eyes off the Corpus AI

Canada Bankcard Industry Benchmarking Trends: Q4 2022 Update

Ready for a recession? An insider look at bankcard and consumer trends in Canada

US Bankcards Industry Benchmarking Trends: 2022 Q4 Update

Bankcard delinquencies continue to rise, higher losses are coming in 2023

FICO Named America's Best Mid-Sized Employer by Forbes Magazine

FICO recognized by Forbes for the third consecutive year

Consumers Prioritize Mortgage Payments Over Auto

What are the drivers behind this mortgage and auto loan payment hierarchy behavioral shift and is it likely to be a lasting trend?

Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data

2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.

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