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Student loan borrowers at risk of delinquency when payments resume

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products

Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023

Milliman assessment evaluates updated FICO models coming to mortgage industry

2024 FICO Decisions Awards Now Open

Call for analytics and digital transformation champions!

9 Success Factors for Improving Your Bank’s Efficiency Ratio

Having an end-goal like improving your efficiency ratio is important - here's how a digital transformation program can make that happen

US Bankcards Industry Benchmarking Trends: 2023 Q2 Update

Higher prices keep customers in a pinch from making on-time payments

Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer

Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity

Consumer Payment Behavior on Credit Cards Impacted by the Pandemic

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance

‘FICO Drift’: What Is It, and What Causes It?

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

Critical Ingredient to Identify Healthy Mortgage-Backed Securities

FICO® Scores: A critical element in cash flow analysis for proper valuation.

Top 10 Reasons to Migrate to FICO® Score 10T

Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power

See Customers Clearer with Hyper-Personalization at Scale

Are you seeing the people behind the data? Providing superb customer experience means achieving hyper-personalization at hyperscale

US Bankcards Industry Benchmarking Trends: 2023 Q1 Update

Bankcard delinquencies exceed pre-pandemic levels, higher losses are forecasted ahead

Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores

Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion

FICO World 23: Unleashing the Power of FICO Platform

Creating next-generation customer experiences

FICO and Chelsea Football Club to Raise Financial Literacy in U.S.

Strategic partnership between Chelsea FC and FICO aims to make a positive impact on the communities where games are played

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