Inappropriate comparisons between credit scoring models could threaten liquidity and consumer access to affordable credit

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact

Credit card delinquency rates picked up in the back half of the year as spending slows

15 companies recognized for successful innovation in AI, machine learning and decision management

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

The royalty FICO collects for the FICO Score is the lowest among all other components commonly included in mortgage closing costs.

To achieve hyper-personalization, banks must understand their customers’ activity, behaviors and preferences across the entire banking ecosystem

Inflation fatigue puts more borrowers under financial pressure

FICO is committed to creating the most effective credit score for each international market

Debt and missed payments continue to rise, contributing to a change in the average

Learn how Bradesco's real-time credit hyper-personalization strategy is driving higher conversion rates and improving customer experience

How FICO's advanced analytics can help banks win back deposits

A group of eight international specialists will assess exceptional outcomes in AI, machine learning, and digital transformation