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The Hidden Costs of Friction: What 18,000 Consumers Revealed About Identity Verification and Account Origination

Our comprehensive survey uncovered striking regional differences in consumer priorities and behaviors, challenging conventional wisdom about what drives account selection

The State of Card Skimming in the US: 2025 Year in Review

Card skimming attacks surged 90% in 2025, though early 2026 data shows a decline. Learn what banks and consumers can do to fight back against skimming fraud.

The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge

Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth

Merchant Acquiring: The Fraud Landscape for Competitive Advantage

As merchant acquiring models evolve, fraud management must expand beyond traditional transaction monitoring toward a broader view of ecosystem governance

Credit Card Fraud Detection: Current Trends and Interventions

Uncover key trends driving the surge in credit card fraud losses, and gain insight into tactics and gaps impacting fraud prevention experts

How Can Banks Stop Authorized Push Payment Fraud?

With regulation proposed to see more victims of authorised push payment fraud (APP fraud) scams refunded, banks must focus on prevention

Nationwide Builds Intelligent Enterprise with FICO Platform

From mortgages to loans, the world’s largest building society delivers real-time solutions to enhance customer satisfaction

Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

5 Ways Criminals Could Take Advantage of Open Banking

Fraudsters are looking for ways around the provisions in open banking initiatives that establish trust and secure connections

A 7-Step Enterprise Fraud Framework to Redefine Scam Prevention

There is no one silver bullet for stopping scams — effective defense requires a multi-layered strategy

How Scam Prevention and Scam Detection Help Banks and Customers

Authorized push payment fraud, aka scams, are exploding in volume and impact - banks should consider the role of AI in scam detection and prevention

What Is Account Takeover Fraud?

Financial services organizations need and want to protect their customers’ accounts from unauthorized use, including account takeover fraud

From Superapp Data to Credit Access: Grab Finance Scales Lending Across Southeast Asia

22 decision workflows deployed across six countries in under 8 months with FICO Platform

What Is Authorized Push Payment Fraud?

The advent of real-time payment schemes, such as Faster Payments in the UK, has made push payments more attractive to criminals because they can quickly take the money and run

How to Tame Credit Originations Complexity and Data Overload

With the right technology it is now possible to drive out manual or high-friction interventions and offer seamless, near-instant credit decisions across multiple sales channels

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