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Expanding Access to Credit Through Alternative Data

The UltraFICO Score enables lenders to make more refined credit decisions than they can with the traditional FICO Score alone.

eKYC – Why Malaysian Banks Must Act Now!

Bank Negara confirmed in July 2020 that banks and other financial institutions could deploy eKYC as part of the onboarding process.

Optimizing Resource Placement in Bank Deserts

AI has long been used for optimizing resource placement and rural bank location should be no exception

Reinventing Origination: Fixing the Decisions that Matter

How analytics can transform the offer determination and decision accuracy process.

Reinventing Origination: Engage the Customer in the Process

$13.5M Loss Shows Why Layered Fraud Defences Matter

Cosmos Bank recently had $13.5 million siphoned off by hackers linked to the Lazarus Group in North Korea. These attacks emphasize the need for layered fraud defences and controls that effectively mitigate such risks.

FICO Score XD 2 and Innovations in Financial Inclusion

A key point that the experts underscored during the Financial Inclusion sessions at LendIt was that expanding financial inclusion is a win-win proposition.

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