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​​Modernizing Credit Scoring for the BNPL Era​

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks

Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty

Inflation fatigue puts more borrowers under financial pressure

Evaluating the inclusion of BNPL data in FICO® Scores

FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source

Average U.S. FICO Score at 717 as More Consumers Face Financial Headwinds

Outlier or Start of a New Credit Score Trend?

Average U.S. FICO Score at 718

Multiple Factors Impacting Scores, as Missed Payments and Consumer Debt Continue to Rise

FICO Safe Driving Score Measures Driver Risk

What are the top characteristics that help drivers achieve a good FICO® Safe Driving Score?

Average U.S. FICO® Score Stays Steady at 716

Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing

FICO Fact: Can unconstrained AI/ML expand access to credit?

FICO has been a pioneer in the use of machine learning (ML) in the financial services industry for over 25 years.

Optimizing Resource Placement in Bank Deserts

AI has long been used for optimizing resource placement and rural bank location should be no exception

Reinventing Origination: Fixing the Decisions that Matter

How analytics can transform the offer determination and decision accuracy process.

Reinventing Origination: Engage the Customer in the Process

FICO Safe Driving Score Predicts Likelihood of Future Collisions

The FICO Safe Driving Score provides a consistent and objective measure of driver risk and safety based on driving behaviors.

Three Steps to Make Your Data Lake Pay Off

Many data lakes are on life support - here's how to get yours to pay off in three steps. Get your data lake to pay off, not perish!

Take the next step

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