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Are Student Loan Holders at Risk as Deferments Expire?

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Simulated FICO Score Impacts from Balance Aggregation due to Mortgage Forbearance

Research shows balance aggregation results in modest impact to FICO® Scores

Simulated FICO Score Impacts due to Mortgage Forbearance

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Measuring and Eliminating Customer Friction

A digital transformation resolution for 2020.

Truncation Bias in Score Validations: When Rejected Applications Strike Back

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Making The Digital Leap in Banking

Best Practices For Responsible Digital Transformation

Beyond Generation Z: Digital Account Opening for Everyone

Long-Term Customers: The Indirect Auto Finance Opportunity

5 Hot Topics in Credit Scoring from Edinburgh

If you want to seek out the newest ideas in credit scoring, the best place is the annual Edinburgh Credit Scoring and Control conference.

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