Average U.S. FICO® Score Stays Steady at 716
Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing
FICO Fact: Can unconstrained AI/ML expand access to credit?
FICO has been a pioneer in the use of machine learning (ML) in the financial services industry for over 25 years.
Medical Collection Removals Have Little Impact on FICO Scores
Based on FICO’s analysis, only 3% of FICO scorable consumers would be impacted by medical collection removals
Reduced Revolving Debt: A Key Driver of Improved FICO Scores During Pandemic
Paying down credit card balances, driven by reduced spending, increased savings and awareness, among other factors, helped many consumers show improvement in FICO® Scores.
How Credit Actions Impact FICO Scores
How much does missing a payment impact a FICO® Score?
FICO Safe Driving Score Predicts Likelihood of Future Collisions
The FICO Safe Driving Score provides a consistent and objective measure of driver risk and safety based on driving behaviors.
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