Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Financial services partner organizations should offer best-in-class customer communication technology, with easy implementation, ongoing management and impressive results

Research shows balance aggregation results in modest impact to FICO® Scores

Multi-channel vs. omni-channel communications may seem to be a matter of semantics, but it represents a real difference in how successful your customer programs will be

A new survey shows how many debt collectors are missing the mark in their contact strategies

The pandemic has put stress on lenders' and debt collectors' ability to meet inbound demand - here are 5 points for reviewing your abilities

New data points to problems lenders have executing customer-centric collections

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

The UK's financial regulator is calling for greater operational resilience - here's how collections operations can respond

Taking a forward-looking approach to debt management can help us manage the current crisis

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Many data lakes are on life support - here's how to get yours to pay off in three steps. Get your data lake to pay off, not perish!

Our survey clearly revealed that many lenders are not using omnichannel to communicate via the channels customers prefer.

It’s easy to ignore what’s right in front of our eyes — and I’m afraid that I see many examples right here in the UK credit industry.