FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

A unified AI decisioning platform is critical to operationalize AI across the enterprise

Applied Intelligence helps capture payments data across the business

To achieve hyper-personalization, banks must understand their customers’ activity, behaviors and preferences across the entire banking ecosystem

Customer defections are one result of poor personalization — but new Forrester report also shares how some banks are winning

To get ahead in today’s digital ecosystem, banks need a modular technology architecture that can flex to meet myriad decisioning needs

What are the drivers behind this consumer shift in the loan payment hierarchy to pre-pandemic norms and is it likely to last?

Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products

Having an end-goal like improving your efficiency ratio is important - here's how a digital transformation program can make that happen

Robust decisioning platforms will enable enterprises to develop better customer experiences and faster time-to-market