How Composability Helps Banks Reimagine Operational Efficiency and Agility
To get ahead in today’s digital ecosystem, banks need a modular technology architecture that can flex to meet myriad decisioning needs
Improving Your Efficiency Ratio: 7 Financial Institutions’ Results
See how a platform approach to enterprise intelligence allowed these banks and card processors to succeed at making digital transformation highly profitable
9 Success Factors for Improving Your Bank’s Efficiency Ratio
Having an end-goal like improving your efficiency ratio is important - here's how a digital transformation program can make that happen
Contactless Payments Fraud – A Sleeping Lion in a Trillion-Pound Market
The rise of 'tap & go' payments during the pandemic increased fraud risk - here's what lenders can do to mitigate contactless payments fraud
Is Hyper-Personalization a Game Changer for Fraud Management?
Done right, hyper-personalization is the key to some major challenges faced by fraud departments, transforming customer experience and fraud controls
FICO Platform Gets 19 Major Enhancements in Applied Intelligence
Innovations in analytics & machine learning, decision management, mathematical optimization, and business simulation mark Summer 23 release
Responsible AI: Are European Firms Ready for the Regulators?
As the EU works on an AI Act, FICO research suggests that banks are expanding their use of AI but not necessarily focused on responsible AI
APP Scams: What Impact Will the PSR’s Proposals in the UK Have?
As the PSR’s response to authorized push payment fraud moves towards becoming law, what will the results be? Will there be unintended consequences? And what can banks do?
How Organizations with Decisioning Platforms Win
Robust decisioning platforms will enable enterprises to develop better customer experiences and faster time-to-market
Pre-Delinquency Measures for Financially Vulnerable Customers
How well individuals respond to pre-delinquency measures often hinges on the strategies lenders use to engage with them
Profitability and Customer Financial Health in Retail Banking
Here’s how to strike a balance that delivers long-term benefits for customers' financial health
Strong Fraud Protection Could Draw More Customers - Survey
Fraud protection is now firmly on the radar for consumers and has risen substantially as a deciding factor - it could even be a competitive advantage for banks
Covid to Cost-of-Living: Assessing Affordability in Uncertain Times
The removal of the mortgage market affordability test in the UK could pose challenges at a time when affordability is an important lending issue
Build Winning Customer Experiences Without Tanking Efficiency
Consumers spent hundreds of thousands, even millions, on banking and insurance products over the course of their lifetimes. How can you get them to spent it with you?
Application Fraud – An Open Door for Fraudsters
Digital transformation, accelerated by the pandemic, has increased the threat of application fraud
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