Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions

Naomi Palmer, a fraud consultant at FICO, won silver in the ‘Team Player of the Year’ category

Research shows balance aggregation results in modest impact to FICO® Scores

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

The National Board for Customer Disputes in Sweden have ruled that banks should be liable for so-called “push payment” fraud losses over a certain amount.

Counterfeit cards are relatively simple to spot. So how were the criminals in the European road tolls scheme successful?

We are launching a campaign to counter the widespread misinformation regarding important credit scoring facts and how to expand credit access responsibly.