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How to Get Better Results from Your ‘Lift and Shift’ Project

Moving to a ‘Lift, Shift and Enhance’ strategy can deliver substantial growth and future-proof your operation

Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10T

FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions

Explainable Machine Learning for Probability of Default Calculations

How the FICO Platform can enable explainable machine learning models for more effective PD calculations

How Transaction Analytics Transform Lending Speed and Results

Fierce competition, open banking and financial inclusion drive the uptake of transaction analytics in lending

Improving IRB and RWA Calculations with Machine Learning

Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.

Does the EU Framework for Responsible AI Go Far Enough?

Whilst the EU have rightly focused on the use of AI and data science strategic leadership, more needs to be done on AI explainability

Data-Driven Strategies: Looking Beyond the Commonplace

In this post, I explore the benefits of applying data-driven techniques to strategy design.

Let's Expand Credit Access Responsibly

We are launching a campaign to counter the widespread misinformation regarding important credit scoring facts and how to expand credit access responsibly.

How to Rate Trade Credit Risk – Without Much Data

For Consumers Seeking Credit Scores, VantageScores Are No Substitute for FICO® Scores

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