What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation

Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.

Research shows balance aggregation results in modest impact to FICO® Scores

As consumer spending patterns change in the pandemic, fraudsters are changing to match

New communications tools must be combined with a focus on each borrower's financial circumstances, to identify vulnerable customers and how to manage them

Segmentation and new variables are among the COVID-19 banking recommendations

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Stay informed as you manage your credit health through the Coronavirus outbreak.

What states and cities have the highest average FICO Score?

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

We answer the top 10 most asked credit scoring questions.

Following a slide that lasted four+ years, the FICO® Credit Health Index for Russia began climbing in April 2016 and climbed another 2 points last quarter.