What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?

Machine Learning helps telcos prevent and protect against fraudsters

The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation

Telco strategies depend on cross-selling and upselling services, which makes affordability analytics critical

Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.

Successful, cost-effective delivery of digital projects in banking hinges on five key steps

Consumer expectations for digital account opening are rising - but our survey shows the demands vary across age groups and countries

In a world of digital-first originations, consumers will tolerate increased friction when opening accounts for specific high-value financial products, such as mortgages

New research shows that most consumers will answer up to 10 questions during the account opening process - any more and half will give up

More than 85% of consumers polled said they were willing to consider opening a financial account digitally - but they have high expectations

Interactions with vulnerable customers offer critical insights that can transform business outcomes, performance and drive long-term loyalty and retention

Legacy architecture shouldn’t be a bad thing, but legacy thinking will hold you back

In a world that has shifted away from an orderly and linear customer journey, we need a platform to understand how the game is evolving

The Open Communications initiative has the potential to dramatically change the way CSPs work with consumers

New processes and tools are needed to deal with an escalating number of customers with payment challenges