Highlighting results from FICO’s 2023 FICO® Resilience Index 2 benchmarking reports

What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?

Building portfolio risk resilience into customer acquisition

This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO® Resilience Index

The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation

Highlighting results from FICO’s release of FICO® Resilience Index benchmarking reports for 2022

Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.

Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system

At the 2021 Edinburgh Credit Scoring conference, we will address scoring innovations that can improve decisions in all different economic scenarios

Microservices are small building blocks created to accomplish a business action or decision, and can be used throughout the business to increase efficiency and improve results

Building resilience into customer acquisition

This four-part series looks at embedding portfolio resilience into decisions across the credit lifecycle through targeted application the FICO® Resilience Index

Unless you are good at generating the right data characteristics, or features, which are relevant to your business decisions, you cannot increase the value of big data

Multiple types of data can be fed into banking systems to make better decisions - but can your system handle it?

Analysis showed that the FICO Score 10 suite outperformed the version of FICO Score currently in use.