Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Research shows balance aggregation results in modest impact to FICO® Scores

FICO has helped Santa deliver this Christmas - the next step in decision management is to see how he could do better next year

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Pressures from internal finance departments reacting to accounting standards have strong implications for managing collection agencies and debt buyers.