Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Research shows balance aggregation results in modest impact to FICO® Scores

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Learn how to establish a resilient, digital customer development infrastructure to meet the challenges of today and tomorrow

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.

Instead of connecting one analytic powered decision solution to another, our customers are asking us to plan out a full, enterprise-wide, centralized decision solution.

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...