Australian banks examine options on mortgages and business lending to bridge a looming financial cliff

Know how to leverage data to better understand your customers, their expectations, risk and drivers.

Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...