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Optimizing Resource Placement in Bank Deserts

AI has long been used for optimizing resource placement and rural bank location should be no exception

Reinventing Origination: Fixing the Decisions that Matter

How analytics can transform the offer determination and decision accuracy process.

Will New FCC Rules on Robocalls Hurt Debt Collectors?

New rules on blocking robocalls could also apply to unwanted calls — a subjective categorization with unknown implications for debt collectors.

Reinventing Origination: Engage the Customer in the Process

How Banks Can Help During US Federal Furlough

Banks and fintechs and other FIs have an opportunity to help customers affected by federal shutdown with flexible collection solutions.

Analytics Reveal What New Credit UK Consumers Can Afford

Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.

Psychometrics and FICO Scores — An Odd Match?

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...

A New Way to Score Credit Risk - Psychometric Assessments

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