UK Credit Market Report April: Credit Card Spend Up 12 Percent
End of lockdown spurs spending, but continued government support and accrued savings blur the true picture of UK debt
UK Credit Market Report March 2021: Early Warning Signs
FICO data shows true state of consumer finances still masked in March; April will be pivotal for lenders
UK Cards in the Pandemic: New Data on Overlimit Requests
The increase in the amounts being requested and the fact that a higher proportion are being declined could help identify a sub population that is now riskier
How to Set Up a Cross-Sell Campaign to Get New Cardholders
A cross-sell campaign to your existing customers can be a relatively quick and profitable exercise compared to new accounts - here are tips and best practices for setting it up
UK Credit Cards Report Shows Financial Stress and Less Spend
Latest FICO data on UK credit cards patterns shows more signs of stress for many, while lockdown has helped others
UK Cards: More Signs of Stress for the Financially Stretched
FICO UK Credit Market Report for January 2021 suggests that curtailed spending on UK cards has helped some consumers but shows an increase in accounts missing two or more payments
UK Credit Market Report December 2020: Debt Pressures Growing
December 2020 data on UK credit cards reveals rapidly increasing balances for consumers missing two or more payments
UK Cards Report: Concerns Over Post-Christmas Payments
The FICO UK Credit Market Report for November shows a rise in card spending, raising concerns over post-holiday payments
UK Credit Report: Is £90 Million in Unused Credit a Bad Thing?
Analysis of UK card trends shows scope for high spending over the holiday, perhaps leading some consumers into hot water
UK Credit Market Report: Good News and Warning Signs
The furlough schemes and payment holidays continue to mask the extent of consumers' financial troubles
UK Credit Report: Early-Stage Delinquencies Rise
UK card issuers’ data reveals continued increase in spending as well as first signs of consumers missing two payments
New Data: How COVID-19 Is Impacting the UK Credit Card Market
FICO UK Credit Card Market Report – June/July 2020
The Impact of COVID-19 on the UK Credit Card Market
FICO UK Credit Market Report – May 2020
Using Benchmarking Data Strategically for Card Management
Benchmarking data can help you evaluate strategies, identify focus areas for your portfolio, and provide information to auditors and regulators
Best Practices for Fighting Subscription Fraud in the Telecom Industry
Subscription fraud can constitute 10-20% of the bad debt.
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.