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Bank Ecosystems: The Role of Data Ingestion

Multiple types of data can be fed into banking systems to make better decisions - but can your system handle it?

UK Cards: More Signs of Stress for the Financially Stretched

FICO UK Credit Market Report for January 2021 suggests that curtailed spending on UK cards has helped some consumers but shows an increase in accounts missing two or more payments

Open Banking: Are You Ready to Become a Banking Ecosystem?

Now is the time to move from a traditional financial company to a modern Open Banking ecosystem

UK Credit Market Report December 2020: Debt Pressures Growing

December 2020 data on UK credit cards reveals rapidly increasing balances for consumers missing two or more payments

Behavioral Biometrics and Customer Identity Authentication

With synthetic identity fraud on the rise, behavioral biometrics enable banks to balance customer experience and fraud prevention

UK Cards Report: Concerns Over Post-Christmas Payments

The FICO UK Credit Market Report for November shows a rise in card spending, raising concerns over post-holiday payments

UK Credit Report: Is £90 Million in Unused Credit a Bad Thing?

Analysis of UK card trends shows scope for high spending over the holiday, perhaps leading some consumers into hot water

UK Credit Market Report: Good News and Warning Signs

The furlough schemes and payment holidays continue to mask the extent of consumers' financial troubles

UK Credit Report: Early-Stage Delinquencies Rise

UK card issuers’ data reveals continued increase in spending as well as first signs of consumers missing two payments

New Data: How COVID-19 Is Impacting the UK Credit Card Market

FICO UK Credit Card Market Report – June/July 2020

The Three Rs of Managing Credit Risk in Disrupted Times

Managing credit risk needs to start with a vision for the customer experience

Are Turkish Banks & Consumers Ready for Digital Account Opening?

97% of Turkish respondents in new survey say they would open a financial account fully online

The Impact of COVID-19 on the UK Credit Card Market

FICO UK Credit Market Report – May 2020

Using Benchmarking Data Strategically for Card Management

Benchmarking data can help you evaluate strategies, identify focus areas for your portfolio, and provide information to auditors and regulators

Five Things We Value More Because of COVID-19

The crisis has re-emphasized the importance of customer-level decisions and communications

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