UK Credit Report: Is £90 Million in Unused Credit a Bad Thing?
Analysis of UK card trends shows scope for high spending over the holiday, perhaps leading some consumers into hot water
UK Credit Market Report: Good News and Warning Signs
The furlough schemes and payment holidays continue to mask the extent of consumers' financial troubles
UK Credit Report: Early-Stage Delinquencies Rise
UK card issuers’ data reveals continued increase in spending as well as first signs of consumers missing two payments
New Data: How COVID-19 Is Impacting the UK Credit Card Market
FICO UK Credit Card Market Report – June/July 2020
The Impact of COVID-19 on the UK Credit Card Market
FICO UK Credit Market Report – May 2020
Using Benchmarking Data Strategically for Card Management
Benchmarking data can help you evaluate strategies, identify focus areas for your portfolio, and provide information to auditors and regulators
The Ballad of the Small Banker: An SBA Lender’s Experience with PPP Loans
How a Community Bank Served Small Businesses and the Manual Process Prevailed
Looking Ahead and Preparing for a Post-Coronavirus World
What’s next for the banking industry and how the COVID-19 pandemic will change the customer experience.
How Small Banks Can Protect Their Customers & Portfolio Amid the COVID-19 Crisis
What lenders should be doing NOW for their portfolios and their clients
How Small Banks Can Respond to the Coronavirus Outbreak and Help Businesses Survive
4 steps that community banks can take to respond to the COVID-19 pandemic and help their clients adjust to the economic impacts
Collections: UK Card Trends Show Delinquent Balances Mounting
2-cycle balances growing for cards raise issues around Persistent Debt
How Small Banks can Capture more Market Share of the Small Business Lending Market
Currently, small banks and credit unions only have 9% of all small business loans under $100,000.
Persistent Debt – Moving from Prevention to Competing
My last two posts on persistent debt in the UK focused on compliance and prevention. Here’s a different angle: Can issuers actually compete in this area?
Persistent Debt – Moving from Compliance to Prevention
Following on from my previous post on persistent debt, here I’m tackling the topic of preventing customers from falling into persistent debt.
Complying with Persistent Debt Regulations — What’s Next?
While issuers have already started the actions prescribed by the FCA's persistent debt regulations, there is still a sizeable amount of work to complete and opportunities to be identified.
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