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Managing Pre-Delinquency Under IFRS 9 & Persistent Debt

The introduction of IFRS 9 will mean focus is placed on pre-delinquency — treatment of accounts before they exceed limits or miss payments.

UK Cards Show Signs of Post-Christmas Debt Stress

UK cards on books 1-5 years are showing signs of debt stress - here are the facts, as well as recommendations for issuers.

Five Ways To Save Money Every Government Department Should Know About

5 Tips for Avoiding Credit Card Debt Problems

Consumers who are concerned about their level of credit card debt can use a number of options and tactics to keep their credit healthy.

Identifying Tax Fraud through Social Network Analysis

UK Cards: Signs of Debt Stress in Accounts 1-5 Years Old

In reviewing our data from the FICO Benchmarking Service, for users of FICO TRIAD Customer Manager, I saw some interesting long-term trends and some signs of potential debt stress, particularly among accounts 1-5 years on book.

How Direct Debits Can Help with Persistent Debt and IFRS 9

The introduction of two initiatives in the UK credit card market may see an increase in the promotion and take-up of Directs Debit, and greater flexibility offered to those paying this way.

FICO Data: Warning Signs for New Card Accounts in Ireland

Over the past few months, the percentage of new Irish card accounts that are delinquent has climbed to around 10%, more than twice the average for UK cards.

Tax Agency Optimization – What Are the Benefits?

Tax agency optimization provides significant revenue collection improvements by balancing resources between competing priorities and workloads.

Expenses Fraud or Honest Mistake? Predictive Analytics Will Tell

Are traditional approvals and audit reviews of procure-to-pay transactions sufficient to prevent expenses fraud, waste and abuse in your organization?

The Case For Centralizing Collections in Government

Smart Government Agencies Turn to Next-Gen Customer Comms

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