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How Are UK Retailers Managing the £200 Billion Credit “Tick”?

In this uncertain environment, are retailers doing enough to manage the vast amount of “tick” consumers have amounted?

How Direct Debits Can Help with Persistent Debt and IFRS 9

The introduction of two initiatives in the UK credit card market may see an increase in the promotion and take-up of Directs Debit, and greater flexibility offered to those paying this way.

FICO Data: Warning Signs for New Card Accounts in Ireland

Over the past few months, the percentage of new Irish card accounts that are delinquent has climbed to around 10%, more than twice the average for UK cards.

Will FCA Proposals Fix the UK's Persistent Debt Problem?

The UK’s Financial Conduct Authority desperately wants to help 3+ million borrowers get out of persistent debt — but will the fixes work the way they want them to?

Top 5 Collections Posts: Getting Ready for IFRS 9 and GDPR

Last year saw collectors making plans to deal with new regulations, as were their colleagues throughout banking. It’s no surprise then that the most popular collections posts on the FICO Blog dealt with getting ready for IFRS 9 and GDPR.

Collections Predictions 2018: Will 2018 Be Any Fun?

In 2017, collections professionals were pulled by regulations, digital transformation, customer demands and new ways of working. Will 2018 be better?

Collections & Regulations: Are You Leaving Money on the Table?

Collectors — Get Ready for the IFRS 9 Bucket Challenge

Unused Credit Card Lines Are a £90 Billion Problem in UK

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