How Might Buy Now, Pay Later Loans Impact FICO® Scores?
Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans
Average U.S. FICO Score at 711, But Uncertainty Abounds
It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.
Simulated FICO Score Impacts due to Mortgage Forbearance
Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.
FICO Score Trends Through Economic Downturns and Natural Disasters
What FICO Scores can tell us about the road ahead
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