Insightful financial inclusion video focused on fairness in lending

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

For more than 30 years, the FICO® Score has been carefully developed to be robust and reliable assessments of credit risk throughout the credit cycle

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans

Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores

In conversation with Scott Zoldi, FICO's Chief Analytics Officer.

Research shows balance aggregation results in modest impact to FICO® Scores

It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

What FICO Scores can tell us about the road ahead

A closer look at how much the national average FICO Score has been impacted by notable changes in the FICO scorable population

FICO regularly tracks the national FICO Score distribution as an important gauge of US consumer credit behavior.