Average U.S. FICO Score Hits New High
For the first time, the average FICO® Score in the U.S. has reached 704, showing a steady upward trend in US credit quality.
$13.5M Loss Shows Why Layered Fraud Defences Matter
Cosmos Bank recently had $13.5 million siphoned off by hackers linked to the Lazarus Group in North Korea. These attacks emphasize the need for layered fraud defences and controls that effectively mitigate such risks.
Can Machine Learning Build a Better FICO Score?
FICO conducted a research project to see just how much lift unconstrained, state-of-the-art ML techniques might offer over the FICO Score.
US Average FICO Score Hits 700: A Milestone for Consumers
FICO regularly tracks the national FICO Score distribution as an important gauge of US consumer credit behavior.
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