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Average U.S. FICO Score Hits New High

For the first time, the average FICO® Score in the U.S. has reached 704, showing a steady upward trend in US credit quality.

Authorised Push Payment Fraud – The Liability Challenge

The National Board for Customer Disputes in Sweden have ruled that banks should be liable for so-called “push payment” fraud losses over a certain amount.

How to Spot Counterfeit Cards — It Takes a Network

Counterfeit cards are relatively simple to spot. So how were the criminals in the European road tolls scheme successful?

How Student Loan Borrowers Improve their FICO Scores

Can Machine Learning Build a Better FICO Score?

FICO conducted a research project to see just how much lift unconstrained, state-of-the-art ML techniques might offer over the FICO Score.

Do Consumers Seek More Credit After Their Score Recovers?

US Average FICO Score Hits 700: A Milestone for Consumers

FICO regularly tracks the national FICO Score distribution as an important gauge of US consumer credit behavior.

How Do FICO Scores Bounce Back After Negative Credit Info is Purged?

FICO Research: Student Loan Explosion Hurts Other Borrowing

Scoring More Consumers: Don’t Believe the Hype

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