Can Machine Learning Build a Better FICO Score?
FICO conducted a research project to see just how much lift unconstrained, state-of-the-art ML techniques might offer over the FICO Score.
How Are UK Retailers Managing the £200 Billion Credit “Tick”?
In this uncertain environment, are retailers doing enough to manage the vast amount of “tick” consumers have amounted?
Will FCA Proposals Fix the UK's Persistent Debt Problem?
The UK’s Financial Conduct Authority desperately wants to help 3+ million borrowers get out of persistent debt — but will the fixes work the way they want them to?
Top 5 Collections Posts: Getting Ready for IFRS 9 and GDPR
Last year saw collectors making plans to deal with new regulations, as were their colleagues throughout banking. It’s no surprise then that the most popular collections posts on the FICO Blog dealt with getting ready for IFRS 9 and GDPR.
Collections Predictions 2018: Will 2018 Be Any Fun?
In 2017, collections professionals were pulled by regulations, digital transformation, customer demands and new ways of working. Will 2018 be better?
US Average FICO Score Hits 700: A Milestone for Consumers
FICO regularly tracks the national FICO Score distribution as an important gauge of US consumer credit behavior.
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