Lessons learned from the last recession can help debt collectors now - but there are also important differences to understand

FICO Score 10 Suite gives lenders unparalleled flexibility and predictive power to make even more precise lending decisions

As both creditors and third-party debt servicers change their operating models, economic challenges and regulations will prove harder to manage

A closer look at how much the national average FICO Score has been impacted by notable changes in the FICO scorable population

The national average FICO Score has steadily risen over the past decade

However efficient and advanced a debt collection operation is, it’s being stress-tested by a multitude of factors in ways not seen since the last global recession.

When we look at how card issuers are dealing with three key factors — the performance of delinquent credit card portfoli...

Here’s my advice for 2019 in a nutshell: With IFRS 9 impacts and €780 billion of NPL in Europe alone, stop reading about AI and start thinking about optimization.

For the first time, the average FICO® Score in the U.S. has reached 704, showing a steady upward trend in US credit quality.

Organisations will benefit from standing back from the BAU and determining how their analytics and technologies, which identify and support the management of distressed customers, need to change to ensure they secure that competitive advantage.

Are we making the progress we want to see — and regulators demand — on non-performing loans (NPL)?