Filter by:

UK Card Delinquency Roll Rates Creep Higher

Balance roll rates — overdue balances on UK cards that go from one 30-day cycle to the next without repayment — moved sl...

How Avis Europe Uses Optimization to Make Real-Time Decisions

A case study in Business Intelligence shows some of the benefits Avis achieved using optimization to solve supply chain issues and make real-time decisions.

Managing Pre-Delinquency Under IFRS 9 & Persistent Debt

The introduction of IFRS 9 will mean focus is placed on pre-delinquency — treatment of accounts before they exceed limits or miss payments.

UK Cards Show Signs of Post-Christmas Debt Stress

UK cards on books 1-5 years are showing signs of debt stress - here are the facts, as well as recommendations for issuers.

5 Tips for Avoiding Credit Card Debt Problems

Consumers who are concerned about their level of credit card debt can use a number of options and tactics to keep their credit healthy.

UK Cards: Signs of Debt Stress in Accounts 1-5 Years Old

In reviewing our data from the FICO Benchmarking Service, for users of FICO TRIAD Customer Manager, I saw some interesting long-term trends and some signs of potential debt stress, particularly among accounts 1-5 years on book.

How Direct Debits Can Help with Persistent Debt and IFRS 9

The introduction of two initiatives in the UK credit card market may see an increase in the promotion and take-up of Directs Debit, and greater flexibility offered to those paying this way.

FICO Data: Warning Signs for New Card Accounts in Ireland

Over the past few months, the percentage of new Irish card accounts that are delinquent has climbed to around 10%, more than twice the average for UK cards.

Unused Credit Card Lines Are a £90 Billion Problem in UK

Take the next step

Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.