Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

How FICO Scoring can help companies make decisions that benefit society

Pioneered by FICO, credit scoring has helped women worldwide get better access to credit, breaking the bias with data science

Research shows balance aggregation results in modest impact to FICO® Scores

Santa's facing a number of challenges this year related to the pandemic. Can the FICO Platform help?

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Digital collections, agility, consumer focus on analytics are priorities now as debt collectors deal with the pandemic

FICO works to keep credit flowing during uncertain economic times

Collections teams are now responsible for more customers than ever — are they ready?

Beyond short-term impacts, portfolios, workforces and operating models are changing

Diverse thinking is needed to avoid introducing gender bias and other forms of bias into analytic models

Can the banking industry match the innovative approaches used in utilities?

Spotlighting global financial inclusion innovation at 2019 FICO World

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them