What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation

How FICO Scoring can help companies make decisions that benefit society

Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.

Pioneered by FICO, credit scoring has helped women worldwide get better access to credit, breaking the bias with data science

Research shows balance aggregation results in modest impact to FICO® Scores

Santa's facing a number of challenges this year related to the pandemic. Can the FICO Platform help?

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

FICO works to keep credit flowing during uncertain economic times

Stay informed as you manage your credit health through the Coronavirus outbreak.

Diverse thinking is needed to avoid introducing gender bias and other forms of bias into analytic models

What states and cities have the highest average FICO Score?

Spotlighting global financial inclusion innovation at 2019 FICO World

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them