December 2020 data on UK credit cards reveals rapidly increasing balances for consumers missing two or more payments

The FICO UK Credit Market Report for November shows a rise in card spending, raising concerns over post-holiday payments

Analysis of UK card trends shows scope for high spending over the holiday, perhaps leading some consumers into hot water

Santa's facing a number of challenges this year related to the pandemic. Can the FICO Platform help?

The furlough schemes and payment holidays continue to mask the extent of consumers' financial troubles

UK card issuers’ data reveals continued increase in spending as well as first signs of consumers missing two payments

FICO UK Credit Card Market Report – June/July 2020

FICO UK Credit Market Report – May 2020

FICO works to keep credit flowing during uncertain economic times

Benchmarking data can help you evaluate strategies, identify focus areas for your portfolio, and provide information to auditors and regulators

Diverse thinking is needed to avoid introducing gender bias and other forms of bias into analytic models

2-cycle balances growing for cards raise issues around Persistent Debt

Spotlighting global financial inclusion innovation at 2019 FICO World

My last two posts on persistent debt in the UK focused on compliance and prevention. Here’s a different angle: Can issuers actually compete in this area?

Following on from my previous post on persistent debt, here I’m tackling the topic of preventing customers from falling into persistent debt.