FICO also number one again in artificial intelligence and cyber risk quantification

Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.

If you want to seek out the newest ideas in credit scoring, the best place is the annual Edinburgh Credit Scoring and Control conference.

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...