FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores

In his interview for the podcast “Subject to”, FICO’s Timo Berthold discusses his career in computational optimization and mixed integer programming

Debt and missed payments continue to rise, contributing to a change in the average

FICO’s Claudio Gambella was a member of a team awarded at EURO 2024 for its work in mathematical optimization

People with no current debt can – and often do - have a credit score higher than the national average

What are the drivers behind this consumer shift in the loan payment hierarchy to pre-pandemic norms and is it likely to last?

Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products

FICO partners with Zuse Institute Berlin on critical research into mathematical optimization

What are the drivers behind this mortgage and auto loan payment hierarchy behavioral shift and is it likely to be a lasting trend?

The SEIO-BBVA prize for best applied contribution in operations research goes to a team including FICO’s Selene Silvestri

How FICO Scoring can help companies make decisions that benefit society

Based on FICO’s analysis, only 3% of FICO scorable consumers would be impacted by medical collection removals