Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.

Many data lakes are on life support - here's how to get yours to pay off in three steps. Get your data lake to pay off, not perish!

Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...