Truncation Bias in Score Validations: When Rejected Applications Strike Back
The set-up of a score validation can greatly influence model performance results — and sometimes inflate them
How are Credit Reports and Credit Scores Created? (Video)
The video provides an overview of the FICO Score
What’s Important to Investors in a Credit Score? Leading Secondary Market Participants Weigh In
FICO surveyed securities investors in a range of industries — including mortgage, auto and commercial lending.
FICO’s Score A Better Future Program Helps Empower Consumers
94% of attendees said that the event gave them an improved understanding of tools they needed to manage their finances better in the future.
FICO Kicks Off Consumer Financial Education Program, "Score A Better Future"
SABF brings together consumer advocates, credit educators and community leaders to help consumers learn about credit scores and financial tools to help them achieve their dreams.
The Role of Credit Scores in Mortgage Origination
This blog explores the role credit scores have in the mortgage lending and automated underwriting process. This is particularly important for conforming mortgages or mortgages sold to government-sponsored enterprises (GSEs).
Can Scoring Trended Data Help Lenders Expand Credit Access?
Can scoring trended data, or more accurately, trended credit bureau data, as some credit score companies claim, actually help expand credit access to these consumers?
What is “Alternative” Credit Data?
When you stop to think about it, the term “alternative credit data” is a catch-all phrase to describe data that is not c...
Research Looks at How Mortgage Delinquencies Affect Scores
How much impact does a short sale have on FICO® Scores? How about a foreclosure? FICO research sheds light on this very subject.
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