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How Small Banks Can Respond to the Coronavirus Outbreak and Help Businesses Survive

4 steps that community banks can take to respond to the COVID-19 pandemic and help their clients adjust to the economic impacts

How Small Banks can Capture more Market Share of the Small Business Lending Market

Currently, small banks and credit unions only have 9% of all small business loans under $100,000.

How are Credit Reports and Credit Scores Created? (Video)

The video provides an overview of the FICO Score

Leveraging Alternative Data to Extend Credit to More Borrowers

What’s Important to Investors in a Credit Score? Leading Secondary Market Participants Weigh In

FICO surveyed securities investors in a range of industries — including mortgage, auto and commercial lending.

FICO’s Score A Better Future Program Helps Empower Consumers

94% of attendees said that the event gave them an improved understanding of tools they needed to manage their finances better in the future.

How to Merge the Art and Science of Small Business Lending

There is an art-form to lending but it needs to be backed by science. This is especially true in making the origination ...

FICO Kicks Off Consumer Financial Education Program, "Score A Better Future"

SABF brings together consumer advocates, credit educators and community leaders to help consumers learn about credit scores and financial tools to help them achieve their dreams.

How Lenders Can Better Support Small Business Growth in their Communities

The Role of Credit Scores in Mortgage Origination

This blog explores the role credit scores have in the mortgage lending and automated underwriting process. This is particularly important for conforming mortgages or mortgages sold to government-sponsored enterprises (GSEs).

Can Scoring Trended Data Help Lenders Expand Credit Access?

Can scoring trended data, or more accurately, trended credit bureau data, as some credit score companies claim, actually help expand credit access to these consumers?

Truth Squad: Can Scoring Rental Data Vastly Improve Credit Access?

Truth Squad: Does VantageScore Use Alternative Data?

Truth Squad: Will Weaker Scoring Criteria Create a Mortgage Surge?

Truth Squad: Will Looser Scoring Standards Help Millions More Americans Get Mortgages?

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