FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

The data reflected in your FICO® Score can be as recent as a payment reported by your lender today.

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.

FICO is waiving FICO fees for all new FICO Score XD customers for the next 12 months.