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FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

FICO Fact: Do FICO Scores Consider Telco and Utility Data?

The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.

FICO Applauds FHFA Inclusion of Rental Data in Underwriting

FHFA and Fannie Mae take significant step forward in the use of alternative data

Master Debt Collection Now – Before It’s Too Late

The time to invest in collections technology and improve your processes is now, not when the pandemic-driven debt tsunami hits

How FICO and Operation HOPE are Taking Steps toward Financial Literacy for All

FICO is taking a number of steps to promote credit education and financial independence alongside Operation HOPE.

Debt Collection Approaches for the COVID-19 Recovery

Signs to watch for, technologies that might help and recommendations on how to work with borrowers

Is Your Collections Operation Ready for the Economic Recovery?

Banks and card issuers have an opportunity to ensure they continually interact with customers to better understand their genuine financial position

Uncertain Economic Signs Drive the Need for Sharper Analytics

To get a true picture of financial stress, lenders should combine Open Banking transactional data and alternative data sets alongside sharper analytics and real-time data streaming

FICO's National "Score A Better Future" Credit Education Program Reaches Milestone

92% of attendees agree it's more important than ever to learn the top factors that impact their credit score and receive access to personalized credit coaching.

Debt Collection in the Pandemic: UK Lenders Face Big Challenges

As we pass the first anniversary of the pandemic’s outbreak, lenders are under scrutiny for how they treat delinquent borrowers

FICO Continues Commitment to Alternative Data to Responsibly Increase Credit Access

FICO is waiving FICO fees for all new FICO Score XD customers for the next 12 months.

How Can We Reduce the Impact of the Debt Tsunami?

The oncoming flood of delinquent debt is manageable - if you have the capabilities to do it

Collections Predictions 2021: After the Debt Tsunami, the Flood

The debt tsunami will create prolonged pain for consumers and lenders - as well as a few opportunities

Offering Mortgage Relief When Payment Holidays End

UK regulator calls on banks to extend help for homeowners - what should debt collectors do?

Debt Collection and COVID-19: A Phased Approach

Omnichannel communications is critically important to debt collection in the era of COVID-19

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