Markedly lower increase in card spend shows how consumers are reacting to the 'new normal'

FICO is taking a number of steps to promote credit education and financial independence alongside Operation HOPE.

End of lockdown spurs spending, but continued government support and accrued savings blur the true picture of UK debt

FICO data shows true state of consumer finances still masked in March; April will be pivotal for lenders

The increase in the amounts being requested and the fact that a higher proportion are being declined could help identify a sub population that is now riskier

A cross-sell campaign to your existing customers can be a relatively quick and profitable exercise compared to new accounts - here are tips and best practices for setting it up

Latest FICO data on UK credit cards patterns shows more signs of stress for many, while lockdown has helped others

92% of attendees agree it's more important than ever to learn the top factors that impact their credit score and receive access to personalized credit coaching.

FICO UK Credit Market Report for January 2021 suggests that curtailed spending on UK cards has helped some consumers but shows an increase in accounts missing two or more payments

December 2020 data on UK credit cards reveals rapidly increasing balances for consumers missing two or more payments

FICO is waiving FICO fees for all new FICO Score XD customers for the next 12 months.

The FICO UK Credit Market Report for November shows a rise in card spending, raising concerns over post-holiday payments

Analysis of UK card trends shows scope for high spending over the holiday, perhaps leading some consumers into hot water

The furlough schemes and payment holidays continue to mask the extent of consumers' financial troubles

UK card issuers’ data reveals continued increase in spending as well as first signs of consumers missing two payments