FICO Continues Commitment to Alternative Data to Responsibly Increase Credit Access
FICO is waiving FICO fees for all new FICO Score XD customers for the next 12 months.
The Santa Challenge 4: Fly with Fewer Reindeer!
Two of Santa's reindeer are self-isolating - how can he make the flight with less speed? FICO optimization shows him how!
How are Credit Reports and Credit Scores Created? (Video)
The video provides an overview of the FICO Score
What’s Important to Investors in a Credit Score? Leading Secondary Market Participants Weigh In
FICO surveyed securities investors in a range of industries — including mortgage, auto and commercial lending.
FICO’s Score A Better Future Program Helps Empower Consumers
94% of attendees said that the event gave them an improved understanding of tools they needed to manage their finances better in the future.
FICO Kicks Off Consumer Financial Education Program, "Score A Better Future"
SABF brings together consumer advocates, credit educators and community leaders to help consumers learn about credit scores and financial tools to help them achieve their dreams.
MIP Benchmarking: Don't Abuse the Standards
The mathematical optimization community already has a clear set of standards for MIP benchmarking - these should be followed.
The Role of Credit Scores in Mortgage Origination
This blog explores the role credit scores have in the mortgage lending and automated underwriting process. This is particularly important for conforming mortgages or mortgages sold to government-sponsored enterprises (GSEs).
Can Scoring Trended Data Help Lenders Expand Credit Access?
Can scoring trended data, or more accurately, trended credit bureau data, as some credit score companies claim, actually help expand credit access to these consumers?
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