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How to Build Credit Risk Models Using AI and Machine Learning

Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?

Combining Machine Learning with Credit Risk Scorecards

Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards

Reflections on Innovation: 101 AI and Software Patents Granted

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact

Navigating the Wild AI with Dr. Scott Zoldi

Exploring artificial intelligence with industry leaders in legal, open banking, and education fields, including Shana Simmons, Robert Knight, and Stephanie Miller

The Power of 10: FICO’s Patent Powerhouse Unveils 10 New Patents

FICO’s latest data science and software patents amplify the benefits of enterprise decision-making technology delivered through FICO® Platform and software solutions

More Than an Audit Trail: Blockchain Model Governance for Auditable AI

Latent features is a cornerstone of Responsible AI governance framework and Auditable AI

How Guided AI Helps FICO Detect 59% More Scams in the UK

Guided AI is akin to the nervous system in the Corpus AI

Rank Distillation: Operationalizing AI Continuity in the Corpus AI

New models can underperform alarmingly easily if you take your eyes off the Corpus AI

Reflections 2022: The Power of Patents and the People Behind Them

In 2022, FICO was granted 11 new U.S. software patents

4 AI Predictions for 2023: From the Great Correction to Practical AI

A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence

AI Governance: A Critical Component of Corporate ESG Initiatives

Helping organizations navigate the often-challenging implementation of Responsible AI as part of ESG efforts

It’s 2021. Do You Know What Your AI Is Doing?

New "State of Responsible AI" report from Corinium and FICO finds that most companies don’t—and are deploying artificial intelligence at significant risk

Trusted AI: The Challenge of Monotonicity and Palatability

In part 1 of this series, I explore why it's vital - and difficult - to achieve monotonicity and palatability in certain AI models

AI Predictions 2021: Artificial Intelligence Crosses the Chasm

COVID-19 will push AI into the mainstream, says FICO's Chief Analytics Officer - but further controls are needed

How to Track Customer Changes in the Pandemic with AI

New AI and machine learning technologies can shine a light on how COVID is changing customer behavior

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