How to Build Credit Risk Models Using AI and Machine Learning
Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?
Combining Machine Learning with Credit Risk Scorecards
Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards
Reflections 2022: The Power of Patents and the People Behind Them
In 2022, FICO was granted 11 new U.S. software patents
4 AI Predictions for 2023: From the Great Correction to Practical AI
A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence
AI Governance: A Critical Component of Corporate ESG Initiatives
Helping organizations navigate the often-challenging implementation of Responsible AI as part of ESG efforts
It’s 2021. Do You Know What Your AI Is Doing?
New "State of Responsible AI" report from Corinium and FICO finds that most companies don’t—and are deploying artificial intelligence at significant risk
COVID-19 Banking Checklist: 5 Risk Recommendations
Segmentation and new variables are among the COVID-19 banking recommendations
Trusted AI: The Challenge of Monotonicity and Palatability
In part 1 of this series, I explore why it's vital - and difficult - to achieve monotonicity and palatability in certain AI models
AI Predictions 2021: Artificial Intelligence Crosses the Chasm
COVID-19 will push AI into the mainstream, says FICO's Chief Analytics Officer - but further controls are needed
How to Track Customer Changes in the Pandemic with AI
New AI and machine learning technologies can shine a light on how COVID is changing customer behavior
Toyota Financial Drives “Data Science for Good” with FICO Analytics
“Going into debt collections is a hard time for a lot of people, but our goal is to respect them throughout the process and to keep them as Toyota and Lexus drivers."
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