My recent work at FICO to make AI better has drawn upon my background in theoretical physics to create what we call defensive AI. This is needed, because AI-based attacks are not science fiction — they are happening today.

Explainable AI has become a hot topic in light of the European Union’s GDPR and society’s increasing reliance on AI systems. How does one of FICO's original Explainable AI innovations stack up?

As the US payment card infrastructure continues to move to EMV, fraudsters are turning their targets toward unattended self-service terminals, such as US ATMs, most of which have not yet been upgraded to read EMV chips.