FICO Fact: You Can Have No Debt and a High Credit Score!
People with no current debt can – and often do - have a credit score higher than the national average
Navigating the Wild AI with Dr. Scott Zoldi
Exploring artificial intelligence with industry leaders in legal, open banking, and education fields, including Shana Simmons, Robert Knight, and Stephanie Miller
Responsible AI and Why AI Governance Matters
My recent presentation at the World AI Cannes Festival with Uri Tintore of Belvo shed a light on Responsible AI, transaction analytics and open banking
Using AI and Data Science to Fight Bias and Drive Opportunities
FICO’s expansion of its Educational Analytics Challenge and Responsible AI collaboration with customers globally can improve transparency and economic outcomes
The Power of 10: FICO’s Patent Powerhouse Unveils 10 New Patents
FICO’s latest data science and software patents amplify the benefits of enterprise decision-making technology delivered through FICO® Platform and software solutions
Predictions 2024: You Need to Calm Down: AI Predictions and Prescriptions
Where will we land in 2024? Will we enter into a new, calmer era of AI?
More Than an Audit Trail: Blockchain Model Governance for Auditable AI
Latent features is a cornerstone of Responsible AI governance framework and Auditable AI
Consumers prioritize auto over mortgage payments
What are the drivers behind this consumer shift in the loan payment hierarchy to pre-pandemic norms and is it likely to last?
Increased debt load poses risk to student loan borrowers
Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers
Student loan borrowers at risk of delinquency when payments resume
Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products
Responsible AI in Credit Risk: FICO Insights at Edinburgh Conference 2023
FICO will deliver the AI keynote at the 2023 Credit Scoring and Credit Control Conference, as well as two other presentations related to Responsible AI
How Guided AI Helps FICO Detect 59% More Scams in the UK
Guided AI is akin to the nervous system in the Corpus AI
Rank Distillation: Operationalizing AI Continuity in the Corpus AI
New models can underperform alarmingly easily if you take your eyes off the Corpus AI
Consumers Prioritize Mortgage Payments Over Auto
What are the drivers behind this mortgage and auto loan payment hierarchy behavioral shift and is it likely to be a lasting trend?
Is ChatGPT the Weight Loss Wonder Drug of AI?
ChatGPT isn’t assisting or enhancing human creativity, it is regurgitating a configuration of the AI data it was trained on
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