FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact

Exploring artificial intelligence with industry leaders in legal, open banking, and education fields, including Shana Simmons, Robert Knight, and Stephanie Miller

FICO’s latest data science and software patents amplify the benefits of enterprise decision-making technology delivered through FICO® Platform and software solutions

Latent features is a cornerstone of Responsible AI governance framework and Auditable AI

What are the drivers behind this consumer shift in the loan payment hierarchy to pre-pandemic norms and is it likely to last?

Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products

Guided AI is akin to the nervous system in the Corpus AI

New models can underperform alarmingly easily if you take your eyes off the Corpus AI