Disruption and Transformation: Opposite Sides of the Same Coin
One company’s digital transformation is everyone else’s digital disruption
Bank of England Validates Need for Explainable AI
The BoE's new report says explainable AI is necessary for machine learning to be applied in credit management
New Machine Learning Models Catch CNP Fraud Faster
As CNP fraud targets the online growth in luxury spending, new analytics improve the velocity of detection
Using Xpress Insight to Operationalize Analytics
Operationalize Analytics: Xpress Insight turns advanced analytic assets into a fully functioning application for business users
Operationalizing Analytics for Maximum Value
Creating a collaborative, scalable, transparent process for getting advanced analytics out of the lab and into the everyday business is the only way to truly operationalize and get maximum business value from analytic investments.
Ask Me Anything on AI: Highlights of My First Reddit AMA
“I’m Scott Zoldi and I’ve authored 95 patents on AI, machine learning and various analytic techniques. I’m Chief Analytics Officer of FICO. Ask me Anything.*
Deep Dive: How to Make "Black Box" Neural Networks Explainable
Neural networks are a powerful form of machine learning, but their black box nature often defies explainability. We have found a solution to this problem.
Fraud Analytics for Open Banking: Multi-Layered Self-Calibrating Models
Regarding fraud analytics for open banking, unsupervised machine learning can be a strong weapon for fighting financial crime events
Analytics Predictions 2019: Innovations for Ethical AI
My recent patent work has laid a foundation for what I predict will be the tech industry’s biggest development in 2019: ethical AI.
Fraud Analytics for Open Banking: Behavioral Profiling
Behavioral profiling approaches are extremely important in tackling fraud that happens when banks share financial data with third parties through application programming interfaces.
Machine Learning for AML Gives Pros “Superhuman” Powers
Uncovering hidden patterns in money movement makes machine learning for AML a very attractive enhancement to existing AML operations.
New Analytics for Real-Time Payments Fraud
With a view to stopping real-time payments fraud, FICO recently released the Retail Banking Consumer fraud model.
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